EvryThink

A one-sentence summary

EvryThink is an online financial management tool designed for founders, startup companies, small and medium-sized enterprises, and freelancers; it allows expenses, revenues, team costs, budgets, cash flow projections, financing plans, and financial forecasts to be gathered in one single workspace.

Tool Introduction

EvryThink is operated by the Dutch company EvryThink B.V.; it aims to enable business owners without a professional financial background to understand their company’s current financial situation and to develop plans for future growth.

It is not a bank, an accounting firm, or an automated tax filing service. This platform is better suited for business analysis, budgeting, and forecasting; official accounting tasks, tax matters, financing disclosures, and regulatory decisions still require review by professionals.

Main functions

1. Centralized management of costs

Users can record and categorize business expenses, and then monitor the flow of funds by using various dimensions and cost centers. The paid plans remove restrictions on recording, as well as on parameters such as suppliers, customers, and categories.

• Maintain daily operating expenses and their respective categories.
• Analyze expenses by project, team, business unit, or cost center.
• Link suppliers with customers to reduce scattered records.
• Export the financial data and hand it over to accountants or internal analysts for further processing.

2. Financial Dashboard

The dashboard displays the money expenditure rate, the cash runway, and other key operational metrics on a single interface, helping founders understand how much longer their funds will suffice. The reliability of these metrics depends on the completeness of data regarding income, expenses, and cash levels.

3. Revenue and business model planning

EvryThink can record revenues and use revenue models to generate forecasts. Ignite and Accelerate offer standard revenue models, while Pinnacle provides custom revenue models.

• Plan revenues and growth assumptions on a monthly basis.
• Convert assumptions such as the number of customers, average order value, or subscriptions into predictions.
• Compare the actual income with the planned amount.
• Observe cash requirements under different growth scenarios.

4. Team and talent cost planning

The talent module is used to keep track of the costs associated with existing teams and to plan future recruitments; it also takes salary amounts and the time when employees start working into account when calculating cash flow and related metrics. Different packages offer varying limits regarding the number of talent records that can be kept and the number of team members allowed.

5. Financing and Capital Planning

The platform can be used to track funding rounds, capital needs, and changes in capital, as well as to incorporate anticipated financing amounts into financial scenarios. Financing valuations, equity dilution, and legal documents still require confirmation by professional advisors.

6. Planning, forecasting, and scenario analysis

Users can adjust assumptions regarding revenue, expenses, hiring, and financing, in order to observe changes in the budget, cash flow, and available funds. Scenario analysis is useful for discussing different options; it should not be regarded as a definite prediction of future outcomes.

7. Accounting and operations modules

The Pinnacle comparison table lists additional modules such as accounting, invoicing, inventory management, tax planning, payroll, and accounts payable. These functions are part of enterprise-level solutions; the actual scope of availability, country support, and compliance requirements depend on the specific sales package offered.

8. AI capabilities

The official website describes the product as AI-driven, and the comparison table on Pinnacle lists two additional paid services: AI Co-pilot and AI Agents. The public pages do not provide information regarding the underlying models, the amount of usage allowed, the types of tasks that can be handled, or the rules for data training.

Since the pricing page does not provide a complete explanation of the AI functions, the AI assistant cannot be described as capable of handling accounting tasks, tax filings, investment decisions, or making payments on its own. Any suggestions generated by it should be reviewed by the user.

9. Entrepreneurship Resources Marketplace

EvryThink also offers a marketplace with software discounts for startup companies, showcasing collaborative offers for cloud services, security solutions, CRM tools, as well as talent and organization management tools. The eligibility criteria, discount amounts, applicable regions, and validity periods are determined by the respective partners.

Complete financial planning process

1. Create a corporate workspace by selecting the currency, time period for statistics, and the basic business structure.
2. Enter the opening cash balance, fixed costs, variable costs, suppliers, and customers.
3. Develop an income model and fill in the assumptions regarding customers, prices, growth, and cash inflows.
4. Enter the information on existing employees and the planned recruitment dates, and include the costs associated with talent in the forecasts.
5. Add financing, lending, or capital plans to create baseline, optimistic, and stress scenarios.
6. Check the cost consumption rate, cash runway, budget discrepancies, and future funding gaps.
7. Actual data is imported or updated on a monthly basis; the prediction errors are compared, and the assumptions are adjusted accordingly.
8. Submit major financing, tax, and accounting decisions to professionals for review.

Create a cash runway forecast

1. Verify the current available cash balance, excluding any funds that are restricted and cannot be used for daily operations.
2. Organize monthly fixed expenses, labor costs, taxes and fees, as well as variable expenses.
3. Record income based on the actual time of receipt of funds, rather than relying solely on the total amount specified in the contracts.
4. Establish normal, delayed payment, and accelerated growth scenarios separately.
5. Observe the minimum cash requirement for each scenario, the money consumption rate, and the estimated month when funds will be exhausted.
6. Set management actions, such as delaying recruitment, reducing non-core expenses, or securing financing in advance.
7. Each month, the predictions are replaced with actual data, and the reasons for any discrepancies are recorded.

Team collaboration methods

1. Invite founders, financial officers, or operational team members based on the seat limits set by the package.
2. A unified approach for entering data in fields related to income, expenses, capital, and talent.
3. Configure standard, advanced, or custom roles based on responsibilities, to prevent all members from having the same permissions.
4. Set the monthly closing and forecast update times to ensure that the Dashboard displays up-to-date data.
5. Export the key results and compare them with the versions prepared for accountants, the board of directors, and investors.
6. Significant modifications require approval records to be kept, and critical financial data must be backed up separately.

Which users are it suitable for

• Independent founders and early entrepreneurs: Use the free version to organize basic income, expenses, and cash flow.
• Freelancers: Centralized management of clients, suppliers, income, and operating costs.
• Growth-oriented startups: multiple seats, unlimited records, import functionality, and advanced role collaboration.
• Managers of small and medium-sized enterprises: Integrate budgeting, team costs, and operational data into a unified forecast.
• Financial and operational manager: Establish standard models, regularly update actual data, and analyze any deviations.
• Non-profit organizations, educational institutions, and certified B Corps can apply for the free support program offered on the official website.

Typical use cases

• Calculate how many months of operating capital are available and decide when to seek financing.
• Assess the impact of new employees, salary adjustments, or delayed hiring on the runway.
• Prepare forecasts for revenues, expenses, and funding needs for the board of directors or investors.
• Compare the cash results under different pricing levels, customer growth rates, and payment cycles.
• Track the cost centers of multiple projects or teams to identify budget deviations.
• Export the company’s data to accountants as material for communication and review.
• Search the startup discount market for eligible software discounts to reduce initial costs.

Product advantages

• It focuses on aspects such as a startup’s cash runway, spending rate, hiring, and financing strategies, rather than merely keeping track of historical accounts.
• A free introductory program is available for an extended period, allowing individual founders to establish basic financial habits.
• Costs, revenues, capital, talent, and forecasts are all gathered in the same workspace.
• Both the free and paid versions offer unlimited exports, thereby reducing the risk of being completely trapped within the platform.
• The website offers pages in English, Portuguese, Polish, French, German, and Spanish.
• The paid version offers more seats, unlimited records, the ability to import data, more frequent backups, and faster support.

Usage restrictions and precautions

• The platform does not replace certified accountants, tax advisors, lawyers, banks, or investment advisors.
• AI outputs may overlook assumptions or provide incorrect explanations, and therefore cannot be used directly for payments, tax filings, or financing commitments.
• Ignite imposes restrictions on dimensions, cost centers, expenses, revenues, capital, talent, suppliers, and customers.
• Advanced accounting, invoicing, inventory management, taxation, payroll, accounts payable, and API integration are all centralized in Pinnacle.
• The public page does not provide information on the AI models, credit limits, purposes of training, or the manual approval process.
• No refunds are provided for any purchases, and subscriptions are automatically renewed; cancellation takes effect at the end of the current paid period.
• Corporate financial forecasting involves sensitive business information; therefore, it is necessary to verify permissions and data scope before connecting to banks and external tools.
• The terms state that this service is not designed in accordance with the specific regulations applicable to certain industries; data that is subject to strict oversight should not be used before it has been reviewed.

Prices and packages

The following are the official prices as of August 22, 2026; the payment currency is the euro. Taxes and fees may be added at the time of settlement, and the actual amount due shall be as indicated on the purchase page of the account.

Accelerate offers a 30-day free trial to new users, without the need for a credit card. The official website indicates that annual payment can save around 40 euros compared to monthly payment.

Differences in package features

Public Welfare and Entrepreneurship Support Program

The official website states that non-profit organizations, educational institutions, and certified B Corporations can apply for the free version; startups and small and medium-sized enterprises can also apply for a discounted plan. The eligibility requirements, time limits, and specific additional benefits are subject to verification.

The third-party discounts displayed on the Marketplace are not part of the default subscription package offered by EvryThink. Before applying, it is necessary to check the country of the partner, its funding stage, its existing customer status, and the terms related to automatic renewal.

Supported platforms and languages

Input and output

APIs, integration, and open source status

The Pinnacle menu lists API Integrations, but the official website does not provide developer documentation, authentication methods, endpoints, usage limits, or an official SDK. To integrate with internal systems, it is necessary to contact sales for confirmation.

As of the time of verification, no official GitHub organization or open-source repository that is properly linked to the official website was found. EvryThink is a commercial online service, and its source code cannot be labeled as open source.

Privacy and data security

EvryThink handles data related to accounts, usage, and business finances, and uses Stripe for processing payments. The privacy policy outlines the information that is collected for the purposes of providing services, offering support, ensuring security, preventing fraud, and fulfilling legal obligations.

• The privacy policy states that sensitive personal information will not be processed, nor will any personal data be collected from third parties; the actual scope of bank integration should be verified separately.
• Personal information is usually retained for as long as it is necessary; once an account becomes inactive, it can still be kept for up to 24 months, although legal requirements may dictate a longer retention period.
• Users can request access to, correction of, deletion of, restriction on processing, or portability of their data; the specific rights depend on the region in which they are located.
• The Cookie Policy lists the technical tools that are necessary, those related to security, as well as those used for analysis and advertising; users can refuse unnecessary cookies through the consent manager.
• The terms of service state that the platform performs regular backups, but users remain responsible for the data they submit; they should keep independent exports and backups.
• The authorities only describe reasonable technical and organizational security measures, without disclosing specific security certifications or audit reports.
• Financial data is considered sensitive information for companies; therefore, the principle of minimum privileges, strong passwords, and separate approval processes should be applied.

Basic information

Recommendation score

Recommendation score: 4.2 / 5. EvryThink organizes its functions around the issues that are most important for early-stage companies, such as costs, talent, revenue, cash consumption rate, and available cash reserve, and it offers a free introductory version that can be used on a long-term basis.

The details regarding its advanced AI and API functions remain unclear, and certain accounting and operational capabilities are available only as part of enterprise-level solutions. Teams should use it as a tool for planning and management, rather than as a substitute for professional judgment in areas such as accounting, taxation, and financing.

Frequently Asked Questions

Is EvryThink free?

A free Ignite plan is available for 1 user, including limited financial records, 10 suppliers and customers, and unlimited exports; an upgrade is required once these limits are exceeded.

Can Accelerate be tried out for free?

Yes, new users can try it out for 30 days without needing a credit card. No charges are made automatically after the trial period ends; the account is suspended, and usage can be resumed by upgrading to a paid plan.

Is EvryThink suitable for people without financial experience?

The product is designed for founders and managers without a financial background, and its interface focuses on simplifying planning processes. Complex accounting, tax, financing, and compliance issues still require the involvement of professionals.

Can the cash runway be calculated?

Yes. The Dashboard includes indicators such as the cost per unit and the cash runway, but the results depend on whether the data related to cash, expenses, revenue, and recruitment plans are complete and accurate.

Do you offer an AI financial assistant?

The official website states that the product boasts AI capabilities, and it lists AI Co-pilot and AI Agents as services for which an additional fee is charged in the Pinnacle table. The public pages do not provide information on the models, quotas, or specific tasks; these details need to be confirmed before making a purchase.

Are APIs provided?

Pinnacle lists API integrations, but it does not provide any developer documentation or SDKs. Information regarding the scope of the interfaces, prices, rate limits, and authentication procedures must be obtained by contacting sales.

Is EvryThink open source?

It is not open source; no official public version of the source code or open source license has been found.

Can I get a refund if I cancel my subscription?

No. The terms clearly state that no refunds are provided for any purchases, and cancellations take effect at the end of the current payment period.

Is Chinese supported?

The official website does not offer a Chinese version. The currently available localized versions are in English, Portuguese, Polish, French, German, and Spanish.

Can it replace accountants?

No. EvryThink is used for organizing business data, preparing budgets and forecasts; however, accounting entries, tax filings, audits, and legal obligations still need to be handled by qualified professionals.

Summary

EvryThink is suitable for creating startup financial models with minimal initial investment, and it allows for continuous monitoring of expenses, revenues, team costs, financing needs, and cash flow. The free version is useful for testing purposes, while teams that are growing can upgrade to a version that supports multiple users working together.

Before official adoption, it is essential to carefully verify the import format, the range of banks supported, the AI capabilities, the Pinnacle module, data export options, and the privacy policies. All predictions should be based on certain assumptions, and they need to be regularly adjusted in light of actual financial figures.